Personal Finance

7 Frequently Asked Questions by First-Time Home Buyers

Buying a home is probably the largest financial investment most individuals will make in their lifetime, but the benefits usually outweigh the challenges. Asking the right questions and doing your homework prior to buying that first home is essential. Here are answers to first-time homebuyers’ most frequently asked questions: 1. Should I buy instead of rent? […]

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12 Financial Steps to Take After Paying Off Debt

By Jeff Allston You’ve drеаmеd оf bеіng dеbt-frее, аnd аftеr years of реrѕіѕtеnсе, ѕасrіfісе, and delayed gratification, уоu’vе paid off that lаѕt credit саrd bіll. Congratulations, but уоur fіnаnсіаl jоurnеу is nоwhеrе nеаr оvеr. Bесоmіng dеbt-frее doesn’t mеаn уоu ѕuddеnlу have аll the fіnаnсіаl аnѕwеrѕ. You have tо guаrd аgаіnѕt bасkѕlіdіng, аnd plot уоur new

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One-Third of Small Business Owners Have No Retirement Plan—Do You?

You lie awake at night crafting plans to improve your business finances and grow your company. But what about your personal finances? Too many small business owners haven’t planned for retirement—as the saying goes, when you fail to plan, you plan to fail. In a recent Manta survey, one-third of small business owners say they

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Is Your Child Ready for a Paycheck? Hire Your Kids and Get a Tax Break

Children can be difficult, but they all become worth the trouble at tax season. From tax deductions to credits, there are many tax codes designed to lighten the burden for parents. If you own a business, there is another way to save big using your children: by paying them and then writing off the expenses.

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