Both Deluxe Corporation (NYSE:DLX) and TTEC Holdings Inc. (NASDAQ:TTEC) are Business Services companies, competing one another. We will contrast their institutional ownership, earnings and valuation, profitability, risk, dividends, analyst recommendations.
Valuation & Earnings
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Deluxe Corporation | 2.00B | 1.01 | 149.01M | 3.20 | 13.98 |
| TTEC Holdings Inc. | 1.51B | 1.11 | 35.82M | -1.91 | 0.00 |
Demonstrates Deluxe Corporation and TTEC Holdings Inc. earnings per share, top-line revenue and valuation.
Profitability
Table 2 provides Deluxe Corporation and TTEC Holdings Inc.’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Deluxe Corporation | 7.45% | 14.9% | 6.5% |
| TTEC Holdings Inc. | 2.37% | -7.8% | -2.5% |
Volatility and Risk
A beta of 1.35 shows that Deluxe Corporation is 35.00% more volatile than Standard & Poor’s 500. From a competition point of view, TTEC Holdings Inc. has a 0.8 beta which is 20.00% less volatile compared to Standard & Poor’s 500.
Liquidity
The current Quick Ratio of Deluxe Corporation is 1 while its Current Ratio is 1.1. Meanwhile, TTEC Holdings Inc. has a Current Ratio of 2.1 while its Quick Ratio is 2.1. TTEC Holdings Inc. is better positioned to pay off its short-term and long-term debts than Deluxe Corporation.
Dividends
Deluxe Corporation pays out its dividends annually at $1.2 per share and 2.65% dividend yield. TTEC Holdings Inc. has an annual dividend pay of $0.55 per share while its annual dividend yield is 1.51%.
Analyst Recommendations
In next table is shown Deluxe Corporation and TTEC Holdings Inc.’s ratings and recommendations.
| Sell Ratings | Hold Ratings | Buy Ratings | Rating Score | |
| Deluxe Corporation | 0 | 1 | 0 | 2.00 |
| TTEC Holdings Inc. | 0 | 0 | 0 | 0.00 |
The upside potential is 8.46% for Deluxe Corporation with consensus target price of $50.
Insider & Institutional Ownership
Roughly 87.6% of Deluxe Corporation shares are owned by institutional investors while 28.4% of TTEC Holdings Inc. are owned by institutional investors. Insiders owned roughly 0.3% of Deluxe Corporation’s shares. Competitively, insiders own roughly 0.5% of TTEC Holdings Inc.’s shares.
Performance
In this table we provide the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.
| Performance (W) | Performance (M) | Performance (Q) | Performance (HY) | Performance (Y) | Performance (YTD) | |
| Deluxe Corporation | -8.3% | -4.68% | -10.44% | -25.51% | -36.48% | 16.47% |
| TTEC Holdings Inc. | -3.02% | 2.69% | 24.97% | 30.28% | -3.97% | 20.16% |
For the past year Deluxe Corporation was less bullish than TTEC Holdings Inc.
Summary
Deluxe Corporation beats TTEC Holdings Inc. on 11 of the 14 factors.
Deluxe Corporation provides checks, forms, marketing solutions, accessories, and other products and services for small businesses and financial institutions. It operates through three segments: Small Business Services, Financial Services, and Direct Checks. The company provides checks; printed forms, such as deposit tickets, billing forms, work orders, job proposals, purchase orders, invoices, and personnel forms, as well as computer forms and check registers; and accessories and other products comprising envelopes, office supplies, stamps, and labels, as well as checkbook covers. It also offers Web services, which include logo and Web design; hosting and other Web services; search engine optimization; and marketing programs, including email, mobile, and social media, and other self-service marketing solutions. In addition, the company provides fraud protection and security, online and offline payroll services, and electronic checks; and promotional solutions, such as postcards, brochures, retail packaging supplies, apparel, greeting cards, and business cards. Further, it offers financial technology solutions to larger financial institutions, which comprise data-driven marketing solutions, including outsourced marketing campaign targeting and execution; treasury management solutions; and digital enablement solutions, including loyalty and rewards programs. It operates in the United States, Canada, Europe, and North and South America. The company was formerly known as Deluxe Check Printers, Incorporated and changed its name to Deluxe Corporation in 1988. Deluxe Corporation was founded in 1915 and is headquartered in Shoreview, Minnesota.
TeleTech Holdings, Inc. provides technology enabled customer experience services. It operates through four segments: Customer Management Services, Customer Growth Services, Customer Technology Services, and Customer Strategy Services. The Customer Management Services segment offers customer experience delivery solutions, which integrate technology with customer experience professionals to optimize the customer experience across various channels and stages of the customer lifecycle from an onshore, offshore, or work-from-home environment. The Customer Growth Services segment provides technology-enabled sales and marketing solutions, including sales advisory, search engine optimization, digital demand generation, lead qualification, and acquisition sales, growth, and retention services. The Customer Technology Services segment offers system design consulting, customer experience technology product, and implementation and integration consulting services, as well as manages clientsÂ’ cloud and on-premise solutions. The Customer Strategy Services segment provides professional services in customer experience strategy and operations, insights, system and operational process optimization, and culture development and knowledge management. The company serves automotive, communication, financial services, government, healthcare, logistics, media and entertainment, retail, technology, travel, and transportation industries. It has operations in the United States, Australia, Belgium, Brazil, Bulgaria, Canada, China, Costa Rica, Germany, Hong Kong, Ireland, Lebanon, Macedonia, Mexico, New Zealand, the Philippines, Poland, Singapore, South Africa, Thailand, Turkey, the United Arab Emirates, and the United Kingdom. TeleTech Holdings, Inc. was founded in 1982 and is headquartered in Englewood, Colorado.