Freezing

Freezing Your Credit Isn’t Enough to Prevent Identity Theft. This Is What You Need to Do

Over 4 billion personal records were stolen last year alone — before the Equifax breach. Only 4% of identity-theft victims in 2014 had a new account opened in their name, which a credit freeze protects against. However, freezing your credit will not prevent the most common type of identity theft: misuse of current

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