Both PRA Group Inc. (NASDAQ:PRAA) and TTEC Holdings Inc. (NASDAQ:TTEC) are Business Services companies, competing one another. We will compare their analyst recommendations, profitability, risk, dividends, earnings and valuation, institutional ownership.
Valuation & Earnings
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|PRA Group Inc.||867.78M||1.49||137.49M||1.40||19.19|
|TTEC Holdings Inc.||1.52B||0.99||25.97M||-1.91||0.00|
In table 1 we can see PRA Group Inc. and TTEC Holdings Inc.’s gross revenue, earnings per share (EPS) and valuation.
Table 2 has PRA Group Inc. and TTEC Holdings Inc.’s return on equity, net margins and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|PRA Group Inc.||15.84%||12.5%||3.8%|
|TTEC Holdings Inc.||-1.71%||-7.8%||-2.5%|
Volatility and Risk
A beta of 1.67 shows that PRA Group Inc. is 67.00% more volatile than S&P 500. Competitively, TTEC Holdings Inc. is 14.00% less volatile than S&P 500, because of the 0.86 beta.
On the other side TTEC Holdings Inc. pays an annual dividend of $0.55 per share. It’s dividend yield is 1.68%. PRA Group Inc. does not pay a dividend.
Insider & Institutional Ownership
PRA Group Inc. and TTEC Holdings Inc. has shares owned by institutional investors as follows: 0% and 27.5%. PRA Group Inc.’s share owned by insiders are 1.3%. Competitively, TTEC Holdings Inc. has 1% of it’s share owned by insiders.
In this table we show the Week, Month, Quarter, Half Year, Year and YTD Performance of both pretenders.
|Performance (W)||Performance (M)||Performance (Q)||Performance (HY)||Performance (Y)||Performance (YTD)|
|PRA Group Inc.||-11.76%||-15.55%||-27.99%||-34.24%||-23.28%||-18.89%|
|TTEC Holdings Inc.||-6.26%||7.83%||8.59%||-24.57%||-31.45%||-31.88%|
For the past year PRA Group Inc. has weaker performance than TTEC Holdings Inc.
On 9 of the 12 factors PRA Group Inc. beats TTEC Holdings Inc.
PRA Group, Inc., a financial and business service company, engages in the purchase, collection, and management of portfolios of nonperforming loans that have been charged-off by the credit grantor in the Americas and Europe. It is involved in the acquisition of accounts that are primarily the unpaid obligations of individuals owed to credit grantors, which include banks and other types of consumer, retail, and auto finance companies. The company also acquires nonperforming loans, including Visa and MasterCard credit cards, private label and other credit cards, installment loans, lines of credit, deficiency balances of various types, legal judgments, and trade payables from banks, credit unions, consumer finance companies, telecommunication providers, retailers, utilities, automobile finance companies, student loan companies, and other debt owners. In addition, it provides fee-based services comprising vehicle location, skip tracing, and collateral recovery for auto lenders, government entities, and law enforcement; class action claims recovery services and purchases; servicing of consumer bankruptcy accounts; and contingent collections of nonperforming loans. The company was formerly known as Portfolio Recovery Associates, Inc. and changed its name to PRA Group, Inc. in October 2014. PRA Group, Inc. was founded in 1996 and is headquartered in Norfolk, Virginia.
TeleTech Holdings, Inc. provides technology enabled customer experience services. It operates through four segments: Customer Management Services, Customer Growth Services, Customer Technology Services, and Customer Strategy Services. The Customer Management Services segment offers customer experience delivery solutions, which integrate technology with customer experience professionals to optimize the customer experience across various channels and stages of the customer lifecycle from an onshore, offshore, or work-from-home environment. The Customer Growth Services segment provides technology-enabled sales and marketing solutions, including sales advisory, search engine optimization, digital demand generation, lead qualification, and acquisition sales, growth, and retention services. The Customer Technology Services segment offers system design consulting, customer experience technology product, and implementation and integration consulting services, as well as manages clientsÂ’ cloud and on-premise solutions. The Customer Strategy Services segment provides professional services in customer experience strategy and operations, insights, system and operational process optimization, and culture development and knowledge management. The company serves automotive, communication, financial services, government, healthcare, logistics, media and entertainment, retail, technology, travel, and transportation industries. It has operations in the United States, Australia, Belgium, Brazil, Bulgaria, Canada, China, Costa Rica, Germany, Hong Kong, Ireland, Lebanon, Macedonia, Mexico, New Zealand, the Philippines, Poland, Singapore, South Africa, Thailand, Turkey, the United Arab Emirates, and the United Kingdom. TeleTech Holdings, Inc. was founded in 1982 and is headquartered in Englewood, Colorado.